Sponsors of participant-directed retirement plans face special challenges. Participants have varying degrees of knowledge, experience, and comfort with investment decision-making. Even the most carefully designed and maintained program will fail to achieve the results desired if participants don’t know how to use it. We have a wealth of experience with content covering financial planning, investment basics, asset allocation, fund selection, and analysis methods for advanced investors.

Key Benefits

• Increased participation and contribution rates
• Better investment decisions made by participants, leading to greater satisfaction with the plan
• Maximum protection for plan sponsors concerned with the possibility of participant litigation
• Education and advice that fits the sponsor’s budget and tolerance for fiduciary risk

Typical Services
Education & Communication Program Design
A thorough review of your current education materials, past investment behavior, and current attitudes about the program leading to development of new content and design elements. May include research through interviews, surveys, and focus groups. Project scope is carefully controlled to meet budgetary constraints while yielding measurable results.

Asset Allocation Programs
Model investment portfolios for participants of various risk profiles, designed either as investment education or advice. Based on asset-class characteristics or specific plan investment options, using contemporary portfolio construction methods.

Investment Advisor Searches
Management of the RFP process to select a recordkeeper, custodian, trustee, employee education or advice provider, or bundled service provider.